By submitting your information, you agree to the terms of our Privacy Policy, Terms of Web Site Use, E-Consent, and Disclaimers is an installment loan and cash advance lender matching service. You can use a loan from our network of lenders for a wide range of purposes, including:

  • Bill consolidation
  • Home improvements
  • Vacations
  • Emergency or unexpected expenses
  • College tuition expenses
  • Major purchases

While we are NOT a lender, we help individuals like you get matched with a pre-screened network of lenders – lenders who understand that people have been affected by the economy through no fault of their own, and who can help you find the right type of loan that you need – quickly, safely, and securely.

Installment Loans

Currently very popular, installment loans provide excellent flexibility for borrowers while providing an easier loan process. One of the primay advantages of an installment loan is the repayment plan options. Borrowers are able to repay the money over several months. This makes the loans more affordable and easier to repay than some alternatives offered by other lenders.

Cash Advance

There is a lot of confusion regarding the term “Cash Advance”. For those looking to get money in advance and using their upcoming paycheck against the loan, this is more commonly known as a pay day loan. The other type of cash advance relates to credit cards. For those looking to know more about the cash advance in terms of leveraging a future paycheck please visit our pay day loan page.

PayDay Loans

Our current economic situation has made it difficult for consumers to borrow money. Many US residents find themselves in need of quick cash, to pay off immediate necessities, such as utilities, rent, and emergency related bills. Life is unexpected and not all of us have the cash flow to pay for life’s many unforeseen demands. Fortunately, the Pay day loan or cash advance loan industry is still going strong and lending millions of dollars every day to cash strapped consumers, in some cases regardless of credit score or financial background.

Why Use Funding Point?

We understand there are plenty of options when it comes to getting cash fast. With all the TV commercials, websites, and local corner payday stores promising the quickest cash with the best rates, it can be overwhelming. That’s just it, there are so many choices, but we do the work for you! We connect you with the best Payday and Cash Advance opportunities based on what you’re looking for.

Ensuring Your safety

Giving your personal information on the internet can be very risky. We completely understand this risk and take every precaution to protect your identity and make sure you get funding you need without the risk.

Free Loan and Cash Advance Education Resources

Personal finance is not always simple. It can be tough calculating Interest rates, APR’s, repayment dates, fees, the list goes on. We’re here to help. Check out our articles section to learn more about payday loans and cash advances. Learn the tips and secrets to getting the best loan for your situation and how to pay it back on time. We’re here to help.

Non Payment Disclaimer

When borrowing money, we always advise consumers to pay back loans on time. We assume from our past examples that users of our site will pay back their loans on time in full. However, if you are not able to make payment on time, each lender has a policy regarding late/nonpayment fees, interest rates, and collection practices. These terms should have been established in the initial agreement in writing in accordance with the fair lending act. Late and/or non-payments can result in extra charges and/or a higher interest rate. If you are unable to make a payment on time, we highly suggest contacting your lender. Late payments and non-payments may have an impact on your credit score.

Renewal Terms

Should you choose to renew your loan, please contact your lender.  In many cases your lender will agree to the same interest rate and fees for an extended period of time (typically for the remainder of the month or for a new month). If there is a non-payment situation, the loan renewal/extension may automatically occur and additional charges and/or interest rate may be added to your account. In the event of repeated non-payment, lenders may pursue legal recourse. The information mentioned above varies depending on the lender you are matched with.